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Choose your perfect plan

Kids learn and grow money while parents support & guide — all in one place

GoHenry Pricing & Plans | Smart money app & kids debit card from £3.99/Month

Plans & pricing

Join over 2.2 million kids who have already learnt money skills with GoHenry

Based on all-time active UK child members from Oct 2012 to Feb 2025

Everyday

Core learning tools

£3.99 monthly per child

One month free

Smart learning tools that teach kids to earn, save, spend and invest

Earn
  • Smart money app that grows with your kid
  • Giftlinks: gifted money from family & friends
  • Instant transfers
  • Pocket money & chore lists
  • Free top-ups
  • One free top-up per month (then 50p per top-up)
Spend
  • Standard debit card
    (personalised designs from £4.99)
  • Parent app & parental controls
Save & Invest
  • Junior Stocks & Shares ISA
  • Custom savings goals
  • 2.63% AER* interest on savings
Learn
  • Parent space: parental tips & guidance
  • Intro to educational Money Missions
  • 100+ educational Money Missions

Plus

Most popular

£5.99 monthly per child

One month free

Includes all Everyday benefits, plus interest on savings and free top-ups

Earn
  • Smart money app that grows with your kid
  • Giftlinks: gifted money from family & friends
  • Instant transfers
  • Pocket money & chore lists
  • Free top-ups
Spend
  • Standard debit card
    (personalised designs from £4.99)
  • Parent app & parental controls
Save & Invest
  • Junior Stocks & Shares ISA
  • Custom savings goals
  • 2.63% AER* interest on savings
Learn
  • Parent space: parental tips & guidance
  • Intro to educational Money Missions
  • 100+ educational Money Missions

Max

Family discount

£9.99 monthly, up to four kids

One month free

All Plus benefits, up to four kids’ accounts included—for one monthly fee

Earn
  • Smart money app that grows with your kid
  • Giftlinks: gifted money from family & friends
  • Instant transfers
  • Pocket money & chore lists
  • Free top-ups
Spend
  • Standard debit card
    (personalised designs from £4.99)
  • Parent app & parental controls
Save & Invest
  • Junior Stocks & Shares ISA
  • Custom savings goals
  • 2.63% AER* interest on savings
Learn
  • Parent space: parental tips & guidance
  • Intro to educational Money Missions
  • 100+ educational Money Missions

Capital at risk. The value of your investments can go down as well as up.
*Interest rate is variable. Additional terms and conditions will apply.

One month FREE, cancel anytime.

Why choose GoHenry?

GoHenry is the only money app and debit card created by parents for kids. From just £3.99 a month, children get a head start in life while parents are given the tools to support and guide.

See how GoHenry compares to other kids’ accounts:

Last updated May 2025
NatWest Rooster Money
Revolut <18
Starling Kite
HyperJar
Lloyds Smart Start
Nationwide
FlexOne
Halifax
Money Smart
Parental controls
Giftlinks: gifted money from family & friends
Kids' savings goals
Interest on savingsWith Plus & Max plans
Parent-paid interest: pay interest on your child's savings
Junior Stocks & Shares ISA included
Monitor your child's spending
Instant cash transfers for kids
Child-friendly financial education
Automated pocket money linked to chores
Apple Pay (13+)
Custom cards
Age limits
6-18
6-17
6-17
6-16
6-17
11-15
11-17
11-17

Invest in your child's future

Grow a pot of money for when your child turns 18 with a GoHenry Junior Stocks & Shares ISA. It's included in every GoHenry plan—just activate it in your parent app.

Capital at risk. The value of your investment can go down as well as up.

Junior ISA illustration
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Got questions?
We have answers

Can I change my plan after I sign up?

Yes! You can change your GoHenry plan at any time in your parent app.

Can I cancel my membership?

You can cancel your GoHenry membership at any time using your parent app.

How is payment taken for my membership?

Payment is taken from your parent balance. If your parent balance is lower than your membership fee, then the fee will be taken from the bank account linked to your GoHenry account. This will incur a 50p service charge.

If there have been any missed membership payments from previous months, these will be claimed at the same time, up to a maximum of 3 months.

How do I avoid paying a service fee for top-ups?

Plus and Max members get free top-ups. Everyday members get one free top-up per month, with every additional top-up costing 50p.

We recommend that Everyday members add enough money in their free monthly top-up to cover their membership fee, plus a month’s worth of weekly allowance and task payments. You won’t pay any service fees for that first top-up—and you’ll reduce your personal admin, too!

Transferring money to your child’s card from your parent account is free with every plan.

How much is a personalised card design?

A free standard debit card is included in all GoHenry plans. Personalised cards start from £4.99—your child can choose from 45+ different designs.

How much does it cost to replace my card if it’s lost or stolen?

GoHenry will replace lost or stolen cards with a card of the same design for free. This includes personalised card designs. If a card design is no longer available, your child can choose a new design of equal value.

What do I get during my free trial period?

During your free trial, you will have access to all of the GoHenry features available in your chosen plan—you can change plans at any time after your free trial. Please note, your membership will renew automatically after your free trial if you do not choose to cancel it.

How do I change my monthly billing date?

Your billing date is based on the date you activated your GoHenry account—if you activated on the 14th, then your membership fee will be taken on the 14th of each month. You can view your billing date at any time in your parent app and change your billing date by contacting GoHenry customer support.

Why does GoHenry charge a monthly fee?

While GoHenry has bank-level encryption and a zero-liability policy by Visa to protect your child’s money, we are a kids’ money app and debit card, not a bank. This means that the money needed to create and maintain a great product full of smart learning tools comes from our monthly fee rather than by investing your child’s funds. Our Everyday plan means that families can still benefit from core GoHenry features at a lower monthly cost.

Don't just take our word for it

See why 91% of parents would recommend GoHenry to a friend

Survey conducted by The University of St Andrews Business School for GoHenry, with a sample of 1,702 UK GoHenry members between 5 Sept 2024 - 20 Sept 2024.

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